RATES
 
 
INVESTMENTS
   
TAX FREE SAVINGS ACCOUNTS
Daily Interest Savings 
1.50%
 
1 Year Fixed 
1.65%
 
2 Year Fixed 
1.90%
 
3 Year Fixed 
1.65%
 
4 Year Fixed 
2.35%
 
5 Year Fixed 
2.55%
 
 

GUARANTEED INVESTMENT CERTIFICATES ("GICs")
NOT ELIGIBLE FOR PROFIT SHARING
1 Year 
1.55%
 
2 Year 
1.80%
 
3 Year 
2.05%
 
4 Year 
2.25%
 
5 Year 
2.45%
 
1 Year Cashable 
1.35%
 
1 Year U.S. Dollar GIC 
0.40%
 
Non-redeemable

TERM DEPOSITS
30 - 89 Days 
0.40%
 
90 - 179 Days 
0.50%
 
180 - 269 Days 
0.60%
 
270 - 364 Days 
0.60%
 
1 Year 
1.10%
 
2 Year 
1.30%
 
3 Year 
1.55%
 
4 Year 
1.65%
 
5 Year 
1.85%
 
Pre-encashable at a reduced rate

RRSP AND RRIF DEPOSITS
Daily Interest Savings 
1.40%
 
1 Year Fixed 
1.65%
 
2 Year Fixed 
1.90%
 
3 Year Fixed 
2.15%
 
4 Year Fixed 
1.90%
 
5 Year Fixed 
2.55%
 
   
DEPOSIT ACCOUNTS
 
DAILY INTEREST PREMIUM SAVINGS
1.35%
 
     

DAILY INTEREST CHEQUING/SAVINGS
Balance: $0 - $4,999.99 
0.025%
 
$5,000.00 - $9,999.99 
0.10%
 
$10,000.00 - $24,999.99 
0.15%
 
$25,000.00 - $59,999.99 
0.25%
 
Over - $60,000.00 
0.50%
 
     
U.S. Dollar Daily interest Savings 
0.10%
 
   
LOANS
 
PRIME RATE
Prime rate 
3.00%
 

MORTGAGES
Open variable 
3.25%
 
Closed variable 
2.85%
 
1 Year Fixed Open 
3.00%
 
1 Year Fixed 
2.85%
 
2 Year Fixed 
3.05%
 
3 Year Fixed 
3.15%
 
4 Year Fixed 
3.25%
 
5 Year Fixed 
3.40%
 
Commercial mortgages available on request

HOME EQUITY LINE OF CREDIT
From 
3.50%
 

PERSONAL LOAN
From 
5.50%
 

PERSONAL LINE OF CREDIT
From 
7.00%
 

 Rates shown are subject to change without notice                                                                              
 

Rate Updater
 
     
 
 
© 2014 PARAMA Lithuanian Credit Union Ltd.
     
 
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