CURRENCY: We can help Members with the right currency for their trip. US dollars, Euro Currency and now Lithuanian Litas can be purchased at any time with no additional service charges. Larger cash orders can be reserved in advance by placing an order with our Member Service Representatives, and be ready for pick up within five business days.
ELECTRONIC BANKING: The PARAMA MemberCard is a fast and simple way to access your cash in local currency, anywhere in the world. These cards can be used at any bank machine on the CIRRUS ATM Network. For ATM locations worldwide, please refer to our ATM Locators on our ATM Services page.
In the US, you can now make direct debit or POS purchases through more than 1.6 million merchants affiliated with the ACCEL POS Network as well as surcharge-free cash withdrawals at over 56,000 EXCHANGE-affiliated ATMs. Your US$ purchase or cash withdrawal will be converted to Canadian dollars and debited to your PARAMA account, so you don't have to carry excess cash or even traveller's cheques. Just think of the convenience as you travel in the US!
PARAMA'S Online Internet Banking service makes it easy for our Members to stay connected with their finances anytime and anywhere. Don't return from holiday only to meet a pile of late bill payments. Get connected and stay on track through www.parama.ca.
If you don't have a PARAMA MemberCard or Online Internet Banking Access, see us today!
TRAVELLER'S CHEQUES: PARAMA Members can purchase fee-free American Express Travelers Cheques at any time. These are widely accepted around the world and are a safe and easy way to protect your travel dollars. Unlike cash, lost or stolen American Express Travelers Cheques can be replaced within 24 hours. They come in various Canadian, US dollar and Euro denominations.
CU CREDIT GOLD MASTERCARD AND CU MASTERCARD: Our feature-packed MasterCards are accepted around the world and offer a lot of great travel benefits. For example, the CU Credit Gold MasterCard includes access to emergency travel medical insurance, trip cancellation and rental car collision insurance. To learn more or to make an application, visit either of our branches.
MEDICAL COVERAGE: Cutbacks in health plans mean that only a small portion of emergency medical expenses may be covered outside Canada, so it only makes sense to protect yourself.
When it comes to travel insurance, either for yourself or your visitors, CUIS Travel Insurance stands out as a leader. Coverage can start at any time - even the same day - and is calculated according to age, destination, and length of trip.
CUIS MEDICAL INSURANCE CAN PROVIDE
- Up to $2 million for the emergency treatment of an injury or sickness.
- Emergency medical evacuation via air ambulance to a hospital in your province.
- Up to $3000 to transport a family member or close friend to your bedside, and if hospitalized, up to $3000 for out-of-pocket expenses incurred by a family member or traveling companion.
- Up to $3000 to return accompanying family member home, when necessary - minor children will be escorted.
- Up to $3000 for the treatment of a dental injury as the result of an accident and up to $500 for the immediate relief of acute dental pain from other causes.
VISITORS TO CANADA
CUIS also provides emergency accident and sickness coverage for visitors to Canada. Please apply through your PARAMA Branch.